Health Insurance Cost Calculator | Healthfirst Financial

Stop Overpaying
For Health
Insurance

See exactly how much self-employed business owners save by switching to a bundled private plan.

ACA Marketplace
Your Monthly Premium
$1,847
per month · before subsidy
Annual Premium $22,164
Deductible $7,500
Out-of-Pocket Max $18,200
Network Restricted HMO/PPO
Private Bundle
Your Monthly Premium
$687
per month · all-inclusive
Private PPO (core coverage)
Specified Disease / Critical Illness
24-Hour Accident Plan
Hospital Indemnity Select
Dental, Vision & Hearing
Annual Cost $8,244
Deductible $1,750
Network Open — Any Doctor
You could be saving
Wait… I'm
overpaying.
$13,920 back in your pocket every year
$1,160
per month in premium savings

Estimates are illustrative and based on 2024–2025 marketplace averages by age, household, and region.
Actual premiums vary. Private plans are not ACA-compliant. Speak with a licensed agent for your exact numbers.
Healthfirst Financial Services · Texas · Licensed Life & Health Agency · Backed by Integrity Marketing Group